We understand how challenging it is to keep pace with evolving regulations, achieve FCA compliance and confidently manage both business continuity and potential investigations by bodies like HMRC.
Our team combines exceptional industry knowledge with a proactive, analytical approach, focusing on robust compliance solutions and strategic defense to protect your business at every stage.
Financial services law and tax regulations form the backbone of the regulated sector yet bring uncertainty and risk. Businesses frequently face daunting scenarios, such as unexpected contact from HMRC, frozen accounts, nudge letters about unpaid tax or the threat of audits and investigations. The stress can be significant, with questions such as:
RLL Legal excels in providing straightforward answers and practical solutions. We don’t just explain what’s happening, we take control, protect your position, clarify your rights and push back when necessary
Our unique strength lies in seamlessly uniting financial regulatory advice with real-world expertise in HMRC investigations and litigation. Whether you are launching a new fintech platform, facing a compliance check or responding to targeted HMRC action, our team stands ready with solutions anchored in deep sector experience.
For any regulated business, maintaining FCA compliance is essential for uninterrupted operation and trust. We deliver in-depth FCA compliance advice, including support with authorisation, ongoing regulatory reviews, operational framework audits and strategies to reduce enforcement risk. When an investigation or regulatory intervention arises, our calm, direct approach ensures your business is protected and well-prepared.
Anti-Money Laundering (AML) compliance remains a non-negotiable requirement for all financial services providers. Failures can trigger action by both the FCA and HMRC, leading to reputational damage, regulatory censure, or worse. RLL Legal offers AML legal support, from drafting and implementing robust policies to providing staff training and handling urgent responses following the discovery of compliance gaps or the onset of investigations.
We stand apart as one of the few financial regulatory law firms dedicated to resolving disputes and investigations led by HMRC. Our team routinely advises clients confronted with compliance inquiries, tax assessments, dawn raids, VAT refusals, allegations of tax fraud and unexpected freezing orders.
Operating as a regulated business means navigating a landscape of ongoing obligations, potential disputes and regulatory uncertainty. Our team delivers practical, business-minded legal help—from managing audits and regulatory readiness, to challenging enforcement actions or defending licensing decisions—so you can focus on growth while we safeguard your legal position.
When HMRC pushes, we push back with every tool the law allows—protecting your business, your assets and your reputation.
Our lawyers have fought for entrepreneurs, corporates and high-net-worth clients across every aspect of financial services law and HMRC disputes. We don’t offer generalist tax advice—this focused expertise ensures we outthink and outpace the competition, identifying risks before they materialise and responding decisively to regulatory challenges.
Our head of disputes, Monty Jivraj, brings over 25 years’ experience and national recognition as a financial regulatory and tax litigation expert. Monty’s clarity, tenacity and insight—shaped by real-world successes such as overturning unlawful dawn raid warrants and recovering multi-million-pound VAT refunds—are the foundation of our results.
RLL Legal’s experts contribute to policy debates and legal publications, including appearances before House of Lords committees on VAT fraud and articles on emerging enforcement areas—such as furlough fraud or evolving post-Brexit rules.
If you’re a regulated business, fintech or accountant seeking expert FCA compliance advice, AML legal support or regulated business legal help—especially in the face of HMRC investigations—RLL Legal is here to help. We offer confidential, no-obligation consultations and immediate practical guidance to help you regain control.
Contact us today and secure genuine peace of mind: with RLL Legal, your compliance, continuity and commercial interests come first.
© 2026 RLL Legal Ltd. Formerly Robert Lunn & Lowth
